On December 19, 2025, Governor Kathy Hochul signed into law Senate Bill 3072 (S3072) amending New York’s General Business Law to substantially restrict the use of an applicant’s/employee’s credit ...

A Capital & Main investigation found some of L.A.’s largest landlords are continuing to reject Section 8 tenants based on ...

A financial expert explains how a woman with a maxed-out credit card and no credit history can verify debt and rebuild her ...

A background check can sink a job offer if prospective employers don’t like what they see. While they can request to have a lot of information about a job candidate’s past included in such a report, ...

When you apply for a loan at the bank, buy a car, or take out a home mortgage, your credit score is always part of the process.

If you didn't know much about someone, would you lend them a whole lot of money? Probably not—and banks are the same way. That's why people with no credit history often have trouble getting loans.

If you or someone you know has no credit history, you might be credit invisible. Credit-builder credit cards are a great first step to establishing credit, and many offer helpful tools and resources ...

Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...