When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

The updated UltraFICO score blends traditional credit information with Plaid’s transaction-level data from 12,000-plus ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.

Your credit history can play a big part in how much you pay for car insurance. NPR analyzed more than half a million insurance premium estimates from around the country. The difference between a good ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

IN the Philippines, where fintech innovation is expanding access to credit, responsible borrowing has become essential to ...

Credit card companies release tempting offers on a regular basis. With so many attractive sign-up bonuses, it might seem hard to resist applying for them all. However, bank application rules and ...

Business credit can be essential to building a successful business. From better financing options to higher credit limits, business credit can unlock huge growth opportunities for your business. And ...

Most business owners discover their credit card limit at the worst possible moment. The payment gets declined during an equipment purchase, or they can’t book last-minute travel for an important ...