New York now limits credit checks in hiring. Learn what roles are exempt, how it affects background screening, and what ...

Viral credit score hack puts consumers at risk of jail, FTC warns - ‘The truth is, credit repair companies can’t legally ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

The truth is, credit repair companies can’t legally remove information from your credit report if it’s accurate and current,’ ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...