Find the bank CDs that are paying the highest rates and that are available to anyone in the U.S. All banks included in our rankings are FDIC-insured.

Explore top short- and long-term CD rates available today ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Listed alphabetically, these are the banks offering top CD rates right now: *Rates and APYs are subject to change. All information provided here is accurate as of Oct. 2, 2026. To better understand ...

Right now, the best CD rate is 5.05% APY. Compare the best CD rates today, drawn from our research on about 280 banks and ...

If you're searching for today's best CD rates on Monday, November 2, 2026, we've narrowed down some of the top offers. Today, ...

The Federal Reserve held rates steady in late October, but the nation's banks and credit unions didn't. In the past week as ...

Synchrony Bank has a wide range of CDs, including a six-month term, with solid rates and no minimum to open. Strict editorial guidelines to ensure fairness and accuracy in our coverage to help you ...

As of October 2, 2026, the upper bound of the federal funds target rate was 4.00%. That followed a mid-September increase from 3.75%. When rates are rising, the usual advice on where to keep cash ...

A new report analyzing more than 40,000 CD rates reveals that the nation's largest banks are offering savers dramatically less than their smaller competitors.

The FOMC is scheduled to meet again in December 2026. Future decisions will depend on the Fed's assessment of incoming ...