‘Waiting it out could mean missing out.’ What 4 pros say CD rates will look like in March — and beyond

Should you opt for a certificate of deposit this month?
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‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We earn a commission from some links in our articles. Learn more For the first time ...
WWLP-22News

CD Rate Trends in November 2025 - CD Valet's CD APY Checkpoint Reveals Slight Rate Decline Across Most Terms

Roske continued, "It's worth noting that the 24-month term was the only median APY benchmark to remain unchanged when compared to October's rates, while the 36- and 48-month term CD rates slightly ...

Best CD rates for February 2026

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...
AOL

CD Rates May Decline if This Trend Continues, so Open Yours Now

Certificates of deposit (CDs) have become such a popular savings tool in 2024. The best CD rates savers are enjoying today are among the highest rates we've seen in years, with many CDs paying upward ...
The Motley Fool

Best CD Rates Today, Dec. 8, 2025: Up to 4.27% APY Still Available With Another Fed Rate Cut Looming This Week

CD rates have been slipping for weeks -- and they may dip even further with another Fed rate cut expected in just a couple days. Many banks have already trimmed their top APYs, and a third cut this ...
CBS News

Short-term CDs vs. long-term CDs: Which will be better after the September Fed rate cut?

The interest rate cut that's been looming for all of 2025 finally seems to be here. With a cut to the federal funds rate almost a certainty, many experts are now wondering whether it will be by 25 ...
Morningstar

What CDs Gained the Most Traction Last Year? CD Valet's 2025 Analysis Reveals Interest in Short-Term CDs and a Yield Curve Beginning to Flatten

SEATTLE, Jan. 7, 2026 /PRNewswire/ -- Certificates of Deposit (CDs) had a resurgence in 2022 when interest rates jumped, and three years later, savers are continuing to seek out CDs amid a changing ...
MarketWatch

‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

For the first time since July 2025 — and following three consecutive rate cuts — the Federal Reserve left rates unchanged on Jan. 28, their first meeting of 2026. But more rate cuts could be coming.