If you’ve gone through all of the trouble to have a fraudulent hard inquiry removed, the last thing you need is for that to ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

What Is a Hard Inquiry? When you apply for a credit card or a loan, the lender requests your credit report from one or more credit bureaus. The lender then does a deep dive into your report to assess ...

A hard inquiry is a normal part of applying for credit, and it can have a temporary impact on your credit score. Though it’s nothing to stress over, it’s still something to be aware of, especially if ...

NEW YORK CITY, NEW YORK / ACCESS Newswire / May 13, 2025 / A growing number of individuals are discovering severe inaccuracies on their credit reports-especially credit inquiries they never authorized ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Your credit report is a summary of your financial and borrowing history. It lists your outstanding loans and open credit accounts, and it gives lenders a sense of how risky or trustworthy you are as a ...

Have you noticed a hard inquiry from JPMCB on your credit report? If you recently applied for a Chase Bank credit card, it’s likely responsible for the entry on your credit report. While one credit ...

Your credit scores might increase when hard inquiries fall off your reports, but it’s more likely the event won’t have any impact on your scores. Hard inquiries often only have a minor negative effect ...