Cierra Murry is an expert in banking, credit cards, investing, loans, mortgages, and real estate. She is a banking consultant, loan signing agent, and arbitrator with more than 15 years of experience ...

Asset allocation is the process of distributing money across different asset classes to maximize portfolio returns and minimize risk. Asset allocation depends on an investor’s goals, time horizons, ...

Capital allocation is where and how CEOs use excess profits. Effective capital allocation increases a firm’s efficiency and maximizes profits for shareholders. Generating free cash flow is important ...

Reserving memory moment to moment, as needed, without having to reserve a fixed amount ahead of time. Modern operating systems perform dynamic memory allocation for their own use. They may also ...