Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.