Entering 2020, the 30-year fixed-rate mortgage was already below 4 percent. Then the onset of the COVID-19 pandemic brought ...

ARMs are home loans whose rates can vary over the life of the loan. Unlike a fixed-rate mortgage, which carries the same interest rate over the entirety of the loan term, ARMs start with a rate that’s ...

Mortgage interest rates slipped lower over the past week, settling at the lowest level of 2025, but remaining elevated enough to stifle normal levels of buying and selling in the housing market.

Mortgage rates topped 7% this week, a key psychological threshold, in a sign of the US housing market’s unrelenting ...

That will, in term, inform interest rate decisions from the Fed. It seems likely that mortgage costs in 2025 will remain relatively high compared to recent history. However, in recent years ...

Inflation has cooled from its 2023 peak, but at 2.7%, today's rate is still above the Federal Reserve's 2% target. Meanwhile, interest ... historical patterns make it unlikely for mortgage rates ...

In any case, the Fed doesn't set mortgage rates directly. Neither does the White House — lenders do. Mortgage interest rates, which are closely tied to the 10-year Treasury bond yield ...

See the latest FHA interest rates to find out how much you could save on your monthly mortgage payment with one of these loans. Current FHA mortgage rates Mortgage rates have been elevated recently.