Mortgage rates on July 17, 2025, hold steady as 30-year fixed sits at 6.625%. Here’s what today’s numbers mean for buyers and refinancers.

Long-term US mortgage rates rose after a 5-week decline but are expected to stay stable. Higher rates may impact home sales and mortgage applications. Benzinga.

U.S. single-family homebuilding dropped to an 11-month low in June due to high mortgage rates and economic uncertainty. The decline in permits and home demand may impact the broader economy. Economists attribute challenges to tariffs and immigration policies,

Today's movement in mortgage rates, in and of itself, is barely worth mentioning.  The average lender remains close enough to Friday's levels but is technically just a hair higher.  That fact is offset by the counterpoint that most of the past two months saw higher rates.