A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

You could receive up to $160 as part of a class action lawsuit that accused a major credit bureau of violating the Fair Credit Reporting Act. The $23 million settlement resolves accusations that ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These ...

The deadline is fast approaching to sign up to get a payment as part of a class action lawsuit that accused a major credit bureau of violating the Fair Credit Reporting Act. TransUnion agreed to a $23 ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...