What Is the Mortgage Rate

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Current Mortgage Rates

Mortgage Rates Today, July 9, 2025: 30-Year Rates Drop to 6.72%

Current mortgage rates are down, but higher than they were seven days ago and in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. Even though Federal Reserve policy doesn’t directly impact today’s mortgage rates, they have been easing since the Fed began cutting rates in late 2024.

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Current 15-Year Mortgage Rates

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Today’s Refinance Rates July 11, 2025: Rates Up to 6.77%

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Average long-term U.S. mortgage rate rises to 6.72%, ending a five-week slide

The average rate on a 30-year U.S. mortgage edged up this week, ending a five-week decline in borrowing costs for homebuyers.

CNET · 1d

Mortgage Rates Climb: Mortgage Rates for July 10, 2025

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Mortgage and refinance rates for July 10, 2025: Rates steady as Fed minutes show thin support for July cut

FingerLakes1.com2h

Mortgage rates today: 30-year fixed at 6.625% as buyer demand climbs

As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Mortgage Calculator: Here’s How Much You Need To Buy a $440,000 Home at a 6.67% Rate

Assuming a 3.5% down payment and excluding tax and insurance, the typical payment at today’s 6.67% mortgage rate on a median-priced $440,000 home is roughly $2,731 per month. Last week, a median-priced home at a 6.77% mortgage rate would have cost homebuyers $2,760 per month—$29 more than what buyers would pay today.