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Additional cards are free, so you can ... points or branded dollars) are actually worth. For example, if you earn 1 point for every $1 spent, and it takes 100 points for you to claim $1 in rewards ...

gift cards and more. You can also transfer rewards to three of Citi's travel partners: Wyndham, JetBlue and Choice Privileges. 4X points per dollar spent at restaurants worldwide, plus takeout ...

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