If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have credit scores of 800 or better out of a possible 850, Experian reports.

A debt settlement company can help you find relief from overwhelming debt payments and mounting fees. But not all of these companies are created equal.

Robo-advisory fees often run under 0.5% of your total assets under management, while professional financial advisors may cost ...

Finder.com reports five ways to use AI for financial management: budgeting apps, robo-advisors, credit monitoring, AI ...

Any public record included on a credit report must include your name, address, Social Security number or date of birth and ...

While they can be a powerful tool, credit cards are not the only option. If you can’t qualify or just prefer not to have one, ...

This includes the $0-annual-fee Karat Card. Issued by Cross River Bank, the card offers a credit limit based on what counts ...

The real story on how to improve credit from an on-the-ground loan officer who works with first-time buyers daily.

Key takeaways Bankruptcy will impact your credit for a period of time, limiting your ability to borrow new loans. If you’ve ...

The best way to protect against credit card fraud is by keeping a close eye on your accounts. Check your credit card ...

Whether you've seen them on your own credit report or consented to them in a loan application ... check out our list of the best budgeting apps for some tools. Break Free from Debt: Your Journey ...