If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have credit scores of 800 or better out of a possible 850, Experian reports.

A debt settlement company can help you find relief from overwhelming debt payments and mounting fees. But not all of these companies are created equal.

Finder.com reports five ways to use AI for financial management: budgeting apps, robo-advisors, credit monitoring, AI ...

Any public record included on a credit report must include your name, address, Social Security number or date of birth and ...

While they can be a powerful tool, credit cards are not the only option. If you can’t qualify or just prefer not to have one, ...

The real story on how to improve credit from an on-the-ground loan officer who works with first-time buyers daily.

The best way to protect against credit card fraud is by keeping a close eye on your accounts. Check your credit card ...

Want a better credit score without the guesswork? Consumer Investigator Rachel DePompa shares two simple moves that could boost your number and your financial future.

You can "request a free digital copy of your credit report weekly" from Experian, Equifax or TransUnion. The easiest way to check your credit report is by visiting AnnualCreditReport.com ...

This is the official website for obtaining free copies of your credit reports from all three of the ... If you happen to find any issues, you can dispute them with the credit bureaus and the ...

If you review your credit profile and find a collections report that you don’t agree ... You can dispute a collection for free using a Section 609 dispute letter. The Fair Credit Reporting ...