Add your income and expenses to this monthly budget planner ... Zero-based budget: People who overspend or are meticulous about tracking their cash flow may benefit from a zero-based budget.

The 50/30/20 rule is a popular budgeting technique. Use this calculator to figure out how to spend your money.

Having a monthly budget helps you make smarter choices with your money. It shows where your money is going and helps you plan ...

Also called the anti-budget, it is an intuitive saving method. You take your net monthly income and your required expenses into account while keeping spending low. Instead of tracking each dollar ...

Knowing your annual income can help you budget for short- and long-term expenses ... knowing your annual income helps you stay on track and avoid underpayment penalties. Many lenders and credit ...

Once you have your income estimated, you'll also need to estimate your monthly ... Consider tracking your credit score and credit card use when you're tracking your budget to better understand ...

Divide your income among needs ... the zero-based budget, and the 50/30/20 budget. Step 3. Track your progress Record your spending, or try tools such as budget apps or NerdWallet's budget ...