Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.76%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

Mortgage rates are likely to tick up even as the Federal Reserve said on Wednesday its target interest rate would remain unchanged. But what really matters for home financing costs is economic data and the market outlook in the run-up to September’s meeting.

Multiple key refinance rates ticked downward. If you're hoping to refinance your home, keep an eye out for lower rates.