Capital gains taxes are back in the spotlight. This time, the chatter on Capitol Hill has to do with rising home prices.

An analysis by the National Association of Realtors indicates that homeowners in Massachusetts, Washington, Utah, California ...

The two of you can shelter up to $500,000 of home sales profits from capital gains taxes. Capital gains also can be reduced if you have capital losses — in other words, if you’ve sold stocks ...

This means that any person, regardless of filing status, who bought a home for the median price in Tennessee in 2013 or ...

Since capital gains tax rates are tied to my income level, I plan my sales around lower-income years whenever possible. In retirement, my income might be lower, meaning I could qualify for the 0% ...

However, as of 2025, Minnesota also imposes a 1% surtax on capital gains for high earners, pushing the effective top capital gains rate to 10.85% for those in the highest bracket.

While Trump-era Republicans have cut taxes on wages, business income, corporations and estates, they have left the top capital-gains rate exactly where it sat on Jan. 1, 2013: 23.8%.

Learn how capital gains tax works when you sell your home, who qualifies for the $250,000/$500,000 exclusion, and tips to avoid a costly surprise.