The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to ...

The highest APY available changes frequently. As of Nov. 17, 2025, Digital Federal Credit Union offers 5.00% APY on the first ...

The Fed cut rates again in October, but the best high-yield savings accounts continue to offer up to 5.00% APY -- for now.

A high-yield savings account can help you earn the most.

Average rates today. Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but shifts tend to be gradual.

The best high yield saving accounts are currently earning an annual percentage yield (APY) of 4% or more. Our list of ...