Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Should you get a balance transfer or personal loan? This guide covers the pros and cons between both so you can choose the smartest option for your money.

Citi Simplicity highlights include a lengthy intro APR on balance transfers, plus a forgiving nature on late payments. But you won't earn rewards.

A balance transfer can help you avoid interest charges temporarily while you try to pay your credit card debt, but you may need more time to pay down your balance. If you’ve reached the end of a ...

Rather than wait for a rate cut that may be months away, borrowers could switch now to a zero-interest balance transfer credit card or consolidate and pay off high-interest credit cards with a ...

Stream NBC 5 for free, 24/7, wherever you are. Even with the Federal Reserve on the sidelines, credit card rates are edging higher. In June, credit card interest rates rose for the third straight ...

Between 2023 and 2024, new consumer bankruptcy filings rose 5.8% but the number of cases that included retail credit card debt rose 12%, a CNBC analysis of the data shows.

Chase increased the annual fee on its Sapphire Reserve credit card by 44% – from $550 to $795. The Sapphire Reserve is one of the most popular credit cards among travel and dining enthusiasts.