The 6-month Treasury yield is still glued to the underside of the Effective Federal Funds Rate, which the Fed targets with ...

Current mortgage rates are down and lower than they were seven days ago. Rates are lower than they were in early 2025, when ...

Current mortgage rates are down and lower than they were seven days ago. Rates are lower than they were in early 2025, when ...

Home sales could fall to a three-decade low in 2025 as elevated mortgage rates continue to crimp affordability, Realtor.com ...

Top mortgage rates today Current mortgage rates are up and higher than they were seven days ago and in early 2025, when the average 30-year fixed-rate mortgage reached above 7%.

After a four-day decline that took 30-year mortgage rates to their lowest level since April, the average has ticked up slightly. Rates climbed for other loan types as well.

After climbing for four consecutive days, 30-year mortgage rates have dropped back down. Rates also decreased across many other loan types on Wednesday.

Stay up to date on the current mortgage rates with Newsweek Vault. Our goal is to help you understand the why behind current mortgage rate fluctuations.

Over the past five decades, there were not many years when the spread was this wide. Between July 1981 and July 1982, the average 30-year fixed mortgage rate was above 17%, and briefly above 18%.

See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.