If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have credit scores of 800 or better out of a possible 850, Experian reports.

A debt settlement company can help you find relief from overwhelming debt payments and mounting fees. But not all of these companies are created equal.

Robo-advisory fees often run under 0.5% of your total assets under management, while professional financial advisors may cost ...

Finder.com reports five ways to use AI for financial management: budgeting apps, robo-advisors, credit monitoring, AI ...

Any public record included on a credit report must include your name, address, Social Security number or date of birth and ...

Mortgage lenders consider your credit score a measure of your ability to responsibly manage debt. The higher your credit score, the better your chances of being approved for a home loan.

While they can be a powerful tool, credit cards are not the only option. If you can’t qualify or just prefer not to have one, ...

The real story on how to improve credit from an on-the-ground loan officer who works with first-time buyers daily.

The best way to protect against credit card fraud is by keeping a close eye on your accounts. Check your credit card ...

Want a better credit score without the guesswork? Consumer Investigator Rachel DePompa shares two simple moves that could boost your number and your financial future.

Millions of borrowers saw their credit scores plummet in the first quarter, which could make major purchases like buying a home or car more difficult.