Whether you are buying your first home, moving to a bigger home, or downsizing, FORUM has mortgage (purchase & refinance) loans with low down payment options to fit your needs. FORUM makes it easy so you can get into your dream home sooner. View Today's Mortgage Rates

Step 3 Lower your mortgage insurance. FORUM Insurance Services can help you reduce your monthly payments.

A: Your mortgage documents allow us to maintain an escrow cushion equal to two escrow payments. This “cushion” is the minimum balance of the escrow account and acts like a savings account to help if your taxes or insurance increase.

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FORUM Credit Union, serving Indianapolis and Central Indiana, offers Home Equity Loans that can be the financial tool to make your dreams come true. FORUM offers fixed Home Equity Loans and Home Equity Lines of Credit.

No matter what your lending needs may be, FORUM Credit Union, serving Indianapolis and Central Indiana, has loan options to fit your situation. Find the right product for debt consolidation, home improvement, auto loans and more.

Financial Predictability: Fixed-rate mortgages allow you to predict your monthly principal and interest payment, unlike monthly rent payments, which can increase over time. See Associated Home Buying Fees Reasons to Rent Flexibility: Unsure of your career and income? Renting gives you time to figure things out without being tied to a mortgage.

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Personal Loan Rates Interested in a low credit card rate, a personal line of credit, or maybe you’re looking to consolidate debt? See below for our competitive, low personal loans rates. Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boats, and RV Loans. Apply Online

Use our Mortgage Calculators to calculate your monthly payments, determine your mortgage term, estimate closing costs and more.