At 35, he felt completely lost. No home. No savings. Parents needing constant medical attention. And his life was running on EMIs and borrowed money. 📍“I don’t even know how it got this bad,” he said softly, his voice heavy with guilt. 📍“I just wanted to buy a house… give my parents a better life. But instead, I buried myself in debt.” He walked me through how it all started — ❌ It began small — a few credit card swipes that felt harmless. Cashback, offers, rewards — they made it seem worth it

Americans who confronted ‘surprise’ medical bills share their stories

Debt collection | Consumer Financial Protection Bureau